Most clients receive their personalized plan within 3–5 business days after submitting the intake form. If we need clarification, we’ll reach out by email.

No. All submissions are private by default. If you opt into the refund promotion, you'll upload a “before” and “after” screenshot — but we never share names or personal details.

Absolutely. You’re welcome to reply to your plan email or use the contact form below if anything’s unclear or you'd like clarification.

Yes, Stripe allows you to make payments on the $99 plan through Klarna. In addition, new customers are eligible for a 50% refund on your first plan after you submit before and after photos — no testimonial required.

We’re not here to shame your spending or push products. You’ll get smart, data-backed ideas rooted in real strategies — personalized to your goals and comfort level. Check out our Testimonials to hear from others who've used their plan to reduce interest and move faster towards their zero debt future.